Artoo

About Artoo

Artoo is transforming banking for the poor using the power of mobile, cloud and data. Around 2.5 billion people across the globe have no access to basic financial services such as bank accounts, savings or credit. Banking services are not easily accessible to the poor because they live in remote geographies and do not have documents, collateral and regular cash flows. At Artoo, we build a financial customer relationship management (CRM) solution that drastically improves operational efficiencies of financial institutions making their services more affordable and accessible to the poor. Artoo reduces cost of operations, accurately evaluates borrower creditworthiness and helps financial institutions scale across geographies.

• While most people believe that “real engineering” happens only at Facebook & Google, we believe in starting the #code4impact revolution – “real engineering” that improves the lives of people in an immediate and direct way
• Just as Facebook designs easy-to-use, intuitive interfaces we define user-experience for first time, low literate technology users.
• Just as WhatsApp messages get delivered instantly, we transfer 7MB of time-sensitive customer data per loan over unreliable 2G connectivity  - in urban, semi-urban, and rural settings.
• Just as Apple Pay is transforming payments we are thinking of how loans can be given to people who do not have bank accounts.
• Just as Flipkart localized for the Indian context, our apps are designed for India and its 600 million people who live below the poverty line
• We believe in giving back to the community and contribute to open source, host meetups, speak at many tech conferences.